Wilmington Credit is a firm specializing in repairing credit reports. We have helped over 5,000 satisfied customers repair their reports by removing inaccurate, misleading, or unverifiable items for them. From bankruptcies to charge-offs to tax liens, we have challenged virtually every existing credit problem.

We’re good at what we do because we believe in our work, because we enjoy what we do and we're committed to our clients. And that means we get you results you can count on, results that can literally turn your life around.

Our service is engineered from the ground up with credit report repair in mind. As a client you will find that we leverage our entire arsenal of credit experience and powerful strategies on your behalf.

No-compromise credit report repair is what we offer. The results are nothing short of amazing. But don’t just take our word for it take a look at our statistics. We feel they speak for themselves.

When you enroll, you choose to have our one-time $189.00 application enrollment fee ($309.00 for a couple) billed 5 to 15 days after you enroll. With this fee, you get your case setup (the most expensive part of the process), the "Wilmington Credit Repair's Guide to Your Credit Score" booklet, all welcome/orientation communication, ordering of all three of your credit reports from Equifax, Experian and TransUnion, up to one hour of consultation with one of our credit consultants, processing and data input, verification and payment setup.

In accordance with federal regulation, we will never charge you in advance. You will receive an invoice of $25.00 for each negative item deleted from your credit report after it has been deleted and only after it has been deleted. Each time this occurs you will receive an itemized invoice 20 days in advance of the due date detailing which items have been deleted from which credit bureau, the amount of the invoice and on which date we will be debiting the funds.

Our fees are refundable. The enrollment fee is refundable as per our 120-day refund policy.